American Express Gold Card? Don’t Forget to Enroll (I Did)

by Bill Shuman

As I touched upon in a previous post, I recently just dumped our Platinum Card by American Express for the redesigned American Express® Gold Card due to the fact that I was able to find almost $500 in extra value per year. Since that post, American Express has recently started sending out targeted offers of up to 50,000 points, above of the generally available 30,000.

I am far from mistake free in this hobby and already a week into owning this card I made a critical mistake. I bought a $100 gift card and forgot to enroll in the Airline Fee Credit! This antiquated procedure used by American Express is severely lacking compared to other high end credit cards like the Chase Sapphire Reserve and Citi ThankYou Prestige, which both credit benefits automatically.

It’s the Extras that Count

On top of the $750 in points offered as an intro bonus, one of the most valuable extra benefits of this card is the Airline Fee Credit. On American, Delta, and Southwest Airlines you are typically able to buy gift cards using the credit, and then use those to pay for flights.

In addition, you can use the Gold card once a month to get a $10 credit toward Grubhub, Seamless, Shake Shack, The Cheesecake Factory, and Ruth Chris Steak House. While the $10 won’t go as far at the latter restaurants, if you have GrubHub or Seamless services in your area, or live by a Shake Shack it’s like getting a free meal per month.

How to Enroll for American Express Benefits

  1. Log into your American Express account. Make sure that if you have more one card that you have selected your Gold Card.
  2. From the home page click on the Benefits tab. 
  3. Next, click on the enroll button. 
  4. Scroll down and find the benefit that you want to signup for. Click on the Learn More button. 
  5. Once you get to that page you will might have to scroll down a bit, but you will have a green button appear that says “Enroll Now”. For the Dining Credit, that’s all you will need to do, but for the Airline Fee Credit you are going to have to select which airline you would like the benefit attached too (Another downside to American Expresses benefit vs. Chase or Citi).  Note: I’m already enrolled, as designated by the Green Check Mark/Southwest & AirTran Label. You won’t see that until you enroll. The green box will appear below the second paragraph. 
  6. Now click back to the benefits page and enroll for the other benefit.

***Update 11/30/2018: I decided to call AMEX, using the number on the back of my card, a few days after writing my post. I asked if they would back date the Airline Fee Credit since I had the $100 Southwest charge posted on 11/10. After being transferred twice, back to the original department, the representative had no trouble adding the credit onto the account.

Final Thoughts

The American Express Airline Fee Credit and Dining Credit will enable you to get $220 ($320 for the first year) in value back from the $250 annual fee on the American Express Gold Card.  Although it is a shame that these benefits aren’t added for you automatically the signup process only takes a few minutes if you know where to look.

Now off to buy another Southwest gift card!

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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5 comments

Steve November 25, 2018 - 10:20 am

Any chance I can buy $10 Ruth Chris gift cards once a month in store? I dont think $10 off one meal is worth it. The other restaurants are garbage.

Reply
Tim - Take me to the Points November 25, 2018 - 12:09 pm

I really wish Amex would introduce some of these benefits in the UK – we can only look in envy at some of the extras available across the pond!

Reply
Bill Shuman November 29, 2018 - 4:00 pm

Tim,

I’ve seen a few deals in the UK I wish I could have as well, so it’s not surprising that we also have some offers that you want as well. Either way, it stinks we can’t get them all! Good luck with the new blog and thanks for reading!

Reply
Tim - Take me to the Points December 1, 2018 - 8:49 am

Thanks Bill – If you ever feel like sharing which UK deals appeal to you guys most, I’d love to do a post about it. In the UK we’re convinced you have it better!!!

Reply
Bill Shuman November 26, 2018 - 4:15 pm

I’m happy with the Grubhub option so that works for me. Last month I combined with free delivery + got 20% back per thr Amex 3 month offer so I paid almost nothing out of pocket for an adult meal. At Ruth Chris the $10 probably would even cover tax, let alone a meal. Super interesting idea of buying a gift card at the restaurant and seeing if it codes it to get $ back. Then you could just buy one a month and redeem them for a meal at the end of the year. I might give that a try next month a report back just to see.

Reply

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