The United Airlines 4,500 mile Allstate offer has returned after an investigation into whether the promotion was considered insurance rebating, a practice illegal in most states. The offer now is available in most states except California.

Earlier this year United formed a partnership with Allstate allowing members to earn 2,500 miles for switching auto insurance and another 2,000 miles for switching homeowners insurance. Unfortunately, no miles are earned simply for a quote with this offer. Prior to March, the process was extremely tedious in most states as you needed to call an agent to receive your quote and to process your miles if you decided to switch. Now, you can request the quote online and directly enter your MP information if your satisfied with their rates. For my family, the rates were approximately $23 more per month than GEICO for a similar policy, which led us to pass on the 2,5000 miles. However, my friend who lives in a neighboring state received a rate that was $1.34 cheaper than her current Progressive rate and she signed up for the deal. The 2,500 miles are no reason to switch your car insurance, however if you can save some money as well, the offer might be valuable.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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mike May 9, 2013 - 4:27 pm


how is this not considered insurance rebateing.

adam May 9, 2013 - 4:30 pm

@mike – I have no idea, unfortunately I’m not too familiar with insurance law! Perhaps some of our other readers can explain…

mike May 9, 2013 - 4:33 pm

the thing is i am an insurance broker and i want to start offering miles for all lines of buisnnes so if it not rebating maybe i can start doing it.

Paul May 10, 2013 - 8:32 am

I own an ins brokerage firm in Nevada. I assure you this is rebated plain and simple.

mike May 10, 2013 - 10:31 am

so how is allstate getting away with it

tim May 10, 2013 - 9:43 am

doesn’t work for MA 🙁

mike May 10, 2013 - 10:32 am

so how is allstate getting away with it.

Allstate Pulls UA 4.5k Offer in NY – Still Alive in Other Markets – Internal Memo Obtained - Point Me To The Plane October 1, 2013 - 4:06 pm

[…] Rewards points will no longer be awarded to New York residents. Strangely enough, the topic for my May post was about the offer returning after a rebating investigation. Registration for the 4,500 mile/point […]


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