Earn 90x Amex Membership Rewards per Dollar with LifeLock/Rakuten Black Friday

by Giovanni

The ever-popular offer to earn 90x American Express Membership Rewards Points (or 90% cashback) through Rakuten on LifeLock purchases is back! If you’re looking to quickly build your stash of Amex points, there are few easier ways to quickly earn them than buying a LifeLock subscription for $296.90 and getting 26,721 Amex MR points.

Details and how to access the offer

If you’re already a member of Rakuten, then here’s the direct link to the offer. Simply click-through from there to LifeLock and follow the easy prompts to sign up.

If you haven’t signed up for Rakuten already, then you’re in luck — you can currently earn a $40 new member bonus just for signing up and making your first purchase.

If you sign up for LifeLock’s “Ultimate Plus Plan” it’ll cost you $296.90 and your cashback will equal $267.21 or 26,721 Amex MR points. Family plans can earn you even more: the $491.88 “Ultimate Plus Plan for Family with Kids” will earn you 44,269 Amex points!

At only 1.1 cents per point, it’s a great chance to cheaply rack up the points towards your next redemption. Be sure to select the annual billing option (you’ll only earn the 90% cashback on the first payment).

If you value Membership Rewards points at 1.7 cents per point, the value is immediately obvious. If you want to keep things simple, American Express Business Platinum cardholders can redeem Membership Rewards for 1.35 cents towards travel while personal Platinum cardholders can redeem each point for 1.25 cents towards travel.

Assuming you’re not interested in LifeLock’s services, be sure to cancel your subscription before it renews after one year but after 60 days have passed (or you’ll forfeit your Rakuten earnings).

The Upshot

90% cashback redeemed as Membership Rewards is a great chance to pick up Amex points for just over a cent per point. If you find Amex points useful, this is definitely a price where it’s worth buying. If you’re not already a Rakuten member, then this offer gets even sweeter with Rakuten’s $40 new member referral bonus at signup.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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1 comment

Tom November 24, 2021 - 4:03 pm

I took advantage of this promo last year and just ended the automatic annual LifeLock renewal. Am I allowed to sign up again and earn that 90x Amex UR points again?

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