Register for Your Stimulus Payment: Free & Easy Online – CARES Act

by Miles Jackson

Recently I offered Everything We Know About the Coronavirus Stimulus Payments. Here’s some good news! TurboTax and the IRS have announced a partnership to launch a free stimulus registration website so that Americans who do not file tax returns can go online to get their CARES Act stimulus checks faster. Here are the details on how to register for your stimulus payment if you are not going to file a tax return.

UPDATE: “Get My Payment” IRS Web App Launches for Quicker Stimulus Payments, Plus Check Status Online!

Simple Steps: Register for Stimulus Payment

What Do I Need TurboTax IRS Register for Stimulus Payment

Stimulus Check Web Portal

Where to Register

If you are not required to file taxes and don’t receive Social Security benefits, use the free Stimulus Registration for non-tax filers. This form gives the IRS your current mailing address and direct deposit banking information. The registration is free to use. Besides the Stimulus Check Web Portal, TurboTax also includes a payment calculator. The calculator helps you determine how much you should receive from the government with your stimulus payment.

Economic Impact Calculator TurboTax IRS Register for Stimulus Payment

If you did file a 2018 tax return or have already filed your 2019 tax return, the IRS will use those federal tax returns to determine and send individual stimulus payments. Those will be sent using the banking information provided on those returns. Those who didn’t file (or will not file) are at risk of not receiving a stimulus payment since the IRS has no way of knowing how to get it to the eligible persons with only a social security number.

Some Debit Cards Are Eligible to Receive Payments

Debit cards that are used by many tax preparation companies such as H&R Block and Intuit’s TurboTax as well as the Direct Express programs do qualify to receive these direct payments. That’s because these cards (H&R Block’s Emerald Card, Direct Express and TurboTax’s debit card) are linked to an actual bank account (with routing numbers) and all should qualify for the economic stimulus direct payment. This is relatively new information.

Social Security Recipients Will Automatically Receive Payments

On April 1st, the U.S. Department of the Treasury and the Internal Revenue Service announced that Social Security beneficiaries who are not typically required to file tax returns will not need to file an abbreviated tax return to receive an Economic Impact Payment. Instead, payments will be automatically deposited into their bank accounts.

“Social Security recipients who are not typically required to file a tax return do not need to take any action, and will receive their payment directly to their bank account.”

The IRS says it will begin sending electronic payments to those who qualify and have direct-deposit information on file on April 9th. Those who qualify but haven’t provided the IRS with bank information through a tax return, TurboTax’s online stimulus check web portal, Social Security or railroad retirement benefits tax form will begin receiving paper checks beginning April 24th.

Stimulus Checks For Individuals And Joint Taxpayers

Stimulus checks — up to $1,200 for individuals, $2,400 for joint taxpayers and an additional $500 for each qualifying child — will be based on information from your most recent tax filings, either (now) 2020 or 2019. This only applies if you haven’t filed this season yet.

Will You Have to Pay Back the Money?

Many people have questions about the economic stimulus payments. The CARES Act makes it clear that the stimulus payment is a unique fully refundable tax credit. Recipients are getting this special tax credit in advance.

Tax filers will technically claim the tax credit on their 2020 taxes, provided one earns enough in 2020 that requires filing a tax return. This ‘advance tax credit’ will basically wash itself out so filers will not be able to benefit from it twice (once in the form of a payment now and again later to lower a 2020 tax bill).

The stimulus checks are nontaxable. As such, they will not be included in 2020 as reportable income. They are officially described in the CARES Act as a “Recovery Rebate for Individuals.”

Caveat: I am not a professional tax preparer or tax attorney. 

Click here for all the latest coronavirus updates and policies by airline and hotel, travel insurance, stimulus payment, and expert advice posts.

The UpShot

If you have done everything right, you will get this final payment method confirmation screen. You can also set up a paper check to be mailed to you.

Payment Method TurboTax IRS Stimulus Payment Registration

Whatever your situation, you may be able to use this site to register for your stimulus payment online for free, making the process faster and easier for those that qualify.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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176 comments

Thferber April 6, 2020 - 1:08 am

Social security receipients won’t be receiving the money for their dependents tho. This isn’t fair and needs to be fixed. It’s not right. They are fixing it so everyone else gets theirs and us receipients with dependents are the forgotten ones. Fix this please

Reply
Dessie Reeves April 7, 2020 - 1:45 am

Hello I was wondering if there is a away to find out if IAM eligible if not was wondering I’m not currently working at the moment but it’s the payee for my child disability that gets out on a direct express card how would that work

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Miles Jackson April 7, 2020 - 4:08 am

Dessie-
You can check using the link provided in the article. I believe payment will only be made by direct deposit (not to a card) or by paper check mailed to you. For direct deposit the government needs your bank’s routing number and your account number. Hence the need for the payment web portal.
Thank you for your question.

Reply
John West April 14, 2020 - 12:41 am

So I received my 2019 tax refund on a TurboTax prepaid debit card. The Stimulus Check should go on there as well? Also when I go on the Turbo Tax prepaid website to login it lets me, but when I try to login with the app it says the account has been closed(but I can still check the card on the website and by the automated phone system)…so is my card still valid or is the problem just with the app?

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Miles Jackson April 14, 2020 - 1:32 am

John West-
You should address your concern to Intuit or TurboTax directly.
I’m not sure what the issue might be.
Sorry, I don’t have any better information but it sounds like there’s some specific to your account.
So you’re best off letting TurboTax fix that for you.
Thanks for reading and I hope you get that solved.

Nanette M Merrill April 14, 2020 - 9:34 am

What is the portal to claim dependant children, I have custody of my 3 grandchildren and I am retired on SS, my 1 grandchild draws a check for his disability on a direct express card.

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Jessica Hornback April 12, 2020 - 2:29 am

What if you have an American Express card from Jackson Hewitt on your direct deposit information from taxes, will the stimulus check be put on it or does it have to be an actual bank?

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Miles Jackson April 12, 2020 - 4:55 am

Jessica-
Those debit cards are linked to an actual bank account so you should be fine.

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Kristina April 8, 2020 - 7:22 am

So I got my taxes on the emerald card and it has an accoumt number and routing number on my tax papers for that card…doesnt that count as direct deposit. It even says right on the tax document “direct deposit” line. I’m hoping so.

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Miles Jackson April 8, 2020 - 7:25 am

Kristina-
You are correct. The direct economic stimulus payment should post to that for you.
Thank you for your comment.

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Jessica April 9, 2020 - 3:41 pm

Everything I have read so far is saying that no tax return cards will get the payment. Only if u have a real bank account

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Miles Jackson April 9, 2020 - 7:56 pm

Jessica,
Recently it has been noted that these ‘tax return cards’ (which are debit cards) are tied to an actual bank account so those routing numbers and account numbers are provided to the government for payment. So in reality, no direct payments are being made ‘to these cards’ but instead, they are being direct deposited to the bank accounts of which the debit cards are linked.
Hope that helps answer this common misconception.
Thanks for reading.

Ryan April 10, 2020 - 3:42 am

Ok what are the people who file a 1099 and have to pay taxes. How can we get our bank info to get the stimulus check direct deposited

Miles Jackson April 10, 2020 - 4:20 am

Ryan-
You should be able to use the link in the main article to update your payment method.
It is also possible that the IRS will create their own direct web portal to process these, but they are moving very slowly.
Thanks for the great question and for reading.

Miles Jackson April 12, 2020 - 4:52 am

Sarah-
I would expect that the bank account the debit card is linked to has not changed. So you should look for the economic stimulus payment to post to that account.

Priscilla April 10, 2020 - 10:32 pm

I already filed my 2019 taxes and close my bank account so I can get another bank…what can I do to update my new account information??

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Miles Jackson April 10, 2020 - 11:00 pm

Priscilla-
I think you can check with the new link provided by checking this article I just posted.
Best of luck.
Thank you for reading.

Kevin April 11, 2020 - 7:56 pm

Im disabled and only get $11,000.00 a year and If I was a dependent on someone’s 2018 taxes but in 2019 I was not and did not file and did not have to file. will I get the stimulus payment.

Miles Jackson April 11, 2020 - 8:00 pm

Kevin-
You should check out the recent article I penned that has a new website for the IRS to handle these kind of issues.
Thanks for reading…and best wishes

Trisha Rohrer April 11, 2020 - 1:42 pm

But what if you have one on these tax cards like turbo tax and you had an advance or fees taken out of your refund? We’re hearing the IRS gets a dummy account to SBTPG so they collect the fees then transfer to us. They say those accounts are now closed and that’s where the IRS will try to send it. My 1040 from the turbo tax site has the same routing and account attached to my turbo card but people are saying that’s not what turbo tax actually sends to the IRS. Turbo tax won’t comment. Just say a generic message to everyone that they are awaiting IRS confirmation on whether they will use our cards at this time.

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Miles Jackson April 11, 2020 - 7:10 pm

Trisha-
That’s a great question. I think you should contact TurboTax for the answer.
You might also check this newly penned article I wrote with the IRS’s latest news and another new website to help people.
Thank you for reading.

Davey April 11, 2020 - 10:56 pm

It will go on that card. They all have routing and account numbers. I have American Express serve and I received a email it will go on there from themselves. I also had a refund advance etc…

Kevin Barker April 12, 2020 - 10:50 am

I want to change my info for direct deposit I dont want it on the emerald card

Miles Jackson April 13, 2020 - 12:32 am

Kevin-
You need to reach out to the IRS to change that information.
This is not that site.
Thanks for reading.

Keri Cox April 10, 2020 - 5:17 am

What happens if you filed through a finance company and your bank info isn’t on file? Is there a way of adding so you’ll get your check faster?

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Miles Jackson April 10, 2020 - 5:46 am

Keri-
You should be able to use the link in the main article to update your payment method.
It is also possible that the IRS will create their own direct web portal to process these, but they are moving very slowly.
Thanks for the great question and for reading.

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Daniel W Henke April 15, 2020 - 10:58 am

tell me this how am I supposed to get my stimulus payment when Jackson Hewitt has no information to the IRS for nobody’s stimulus check for direct deposit or the address that they used a file to get their tax refund direct deposited through Jackson Hewitt is Jackson-Hewitt is committing fraud

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Miles Jackson April 15, 2020 - 7:30 pm

Daniel-
I can understand your frustrations.
You would have to direct your concerns directly to the Treasury Department, as they are managing these payments.
This page is just a news article on the program.

Cassie Nash April 10, 2020 - 10:00 pm

Social Security retirement, disability (SSDI), or survivor benefits, Railroad Retirement and Survivor Benefits

SPECIAL NOTE: People in these groups who have qualifying children under age 17 can use this application to claim the $500 payment per child”

Reply
Miles Jackson April 10, 2020 - 11:03 pm

Cassie-
Check out the new article I just posted here, with the latest information (and a NEW website) directly from the IRS which addresses many of these issues.
Thanks for reading.

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Bennie April 11, 2020 - 3:30 pm

I did thr hr block refund advance so the direct deposit info on the papers is for thier bank then it get deposited and they take their fees out then direct deposit the remainder onto our emerald cards.how will i get my payment in this scenerio

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Miles Jackson April 11, 2020 - 7:08 pm

Bennie-
If you used H&R Block’s Emerald Card, then the bank account synced to that debit card should get the direct payment. At that point, the funds would be accessible with the card.
I am not a professional tax preparer.
Thanks for the question and for sharing.

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Scott skogberg April 11, 2020 - 6:38 pm

High I had hr block do my taxes 2019 but I had my fees taken out on my return and balance deposit to my bank account will I receive smilus check to my account from irs or will hr do it

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Miles Jackson April 11, 2020 - 7:03 pm

Scott-
That’s a great question. I think you should seek your H&R Block agent for the answer.
You might also check this newly penned article I wrote with the IRS’s latest news and another new website to help people.
Thank you for reading.

Reply
Virginia Frisco April 15, 2020 - 12:25 pm

Will I receive my check on my direct Express card?

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Miles Jackson April 15, 2020 - 7:16 pm

Virginia-
Yes, that is what we have been told.
Thanks for reading.

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Angela April 16, 2020 - 8:02 pm

I want to check wheres my payment when u do that and put in all my info it says not enough info u have my hrs block routing number. If my sons father owes child support will it go on my child support card

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Miles Jackson April 17, 2020 - 12:37 am

Angela-
If back child support (arrears) are due then yes the stimulus payment should go to offset that debt
As for your question on when you should be paid, you’ll have to address that directly with the Treasury Department.
Thanks for reading

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Angie stone July 1, 2020 - 3:47 pm

I disnt recieve payment and I get SSI benefits.

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Miles Jackson July 1, 2020 - 7:18 pm

Angie-
This is just a news article on the stimulus payment program. You need to direct your question directly to the Treasury Department.
You might also check our article on Top Reasons Your Economic Stimulus Check Has Not Arrived
Best of luck and thank you for reading!

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Alicia Terry April 6, 2020 - 5:42 am

What about the taxpayers who did file 2019 taxes but used a H&R Block Emerald card to have their taxes deposited to? Will we receive our stimulus payment on our Emerald Card?

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Miles Jackson April 6, 2020 - 5:46 am

Alicia,
You can ensure that you have provided the IRS with your correct bank account or (if you prefer) request a physical check by using the link to the FREE site referenced in the article. It was set up by a collaboration between the IRS and TurboTax. I just recently learned that Emerald Card’s (linked to a valid bank account) are a valid payment destination for the direct stimulus payments. Thanks for your question.

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April Williams April 8, 2020 - 1:08 pm

But you mentioned today in a comment that the Emerald Card would be used if that is how it was done, because it does actually have routing and account numbers for it. So Im confused, is that not a direct deposit account or not?

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Miles Jackson April 8, 2020 - 5:00 pm

April-
Correct. I’ve been told that the underlying bank account which these debit cards are associated will actually receive the payment. So while technically it doesn’t post to the card, it deposits to the linked bank account.
Thanks for your feedback.

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Cindy Woodall April 9, 2020 - 2:47 pm

What do you mean linked to a valid bank account? Do we have to link our emerald card account to a different bank account? The emerald card is set up with the hr block bank and comes with a routing and account number initially so i don’t understand.

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Miles Jackson April 9, 2020 - 7:56 pm

Cindy-
Recently it has been noted that these ‘tax return cards’ (which are debit cards) are tied to an actual bank account so those routing numbers and account numbers are provided to the government for payment. So in reality, no direct payments are being made ‘to these cards’ but instead, they are being direct deposited to the bank accounts of which the debit cards are linked.
Hope that helps answer this common misconception.
Thanks for reading.

Reply
Brittany April 11, 2020 - 2:27 am

I have a myvanilla card that I used when I filed my taxes. Will those
cards be considered direct deposit?